PRICE REDUCTION o RARE WATERFRONT OPPORTUNITY UNDER $500K o 4 BEDROOMS o 3 BATHS o OVERSIZED LOT WITH ROOM FOR A POOL o ALL MAJOR IMPROVEMENTS ALREADY COMPLETED Rarely does a home offer this combination of waterfront privacy, move-in-ready condition, an oversized homesite, and exceptional value-all for under $500,000. Nestled in one of the area's most desirable waterfront communities, this meticulously maintained 4-bedroom, 3-bath residence overlooks a peaceful pond with a wooded backdrop, creating a private retreat with no rear neighbors and plenty of room to add the pool you've always envisioned. Even better, the expensive updates have already been completed, allowing you to move in with confidence. Recent improvements include a new roof (2022), HVAC system (2023), washer and dryer (2023), new refrigerator (2026), luxury vinyl plank throughout living spaces and primary bedroom suite, brand-new carpet in the guest bedrooms, and a freshly painted interior. Designed to embrace Florida living, the expansive, fully fenced backyard provides endless possibilities for entertaining and recreation. Enjoy evenings around the fire pit, weekend cookouts beneath the covered grilling area with retractable awning, or unwind on the spacious screened lanai overlooking the tranquil water. Prefer less maintenance? The community's resort-style pool is just moments away. Inside, a wall of 8-foot sliding glass doors immediately draws your eye to the serene water views, filling the home with natural light. High ceilings and an open-concept floor plan seamlessly connect the living, dining, family, and kitchen spaces, creating an ideal layout for everyday living and effortless entertaining. The well-appointed kitchen features granite countertops, 42-inch solid wood cabinetry, stainless steel appliances-including an induction range with a built-in air fryer-a dedicated coffee bar, and a built-in wine refrigerator. The spacious primary suite offers peaceful water views, luxury vinyl plank flooring that continues throughout the main living areas, two walk-in closets, and a spa-inspired ensuite with dual granite vanities, an oversized glass-enclosed shower, and a tiled alcove designed for a future soaking tub. A thoughtfully designed split-bedroom floor plan provides privacy for everyone, with two guest bedrooms sharing a full bath while the fourth bedroom enjoys its own private bath-perfect for visiting guests, multigenerational living, or a home office. Additional features include beautiful professional landscaping, a smart Rachio irrigation system for enhanced water efficiency, and an oversized three-car garage with abundant overhead storage for vehicles, golf carts, recreational equipment, and more. Residents of Harbour Isles enjoy an exceptional amenity package including a clubhouse, resort-style pool, fitness center, walking trails, gazebo, playground, basketball court, sand volleyball court, and dedicated boat and RV storage. Multiple marinas and public boat launches are just minutes away. Ideally located with convenient access to Tampa, St. Petersburg, Ybor City, Sarasota, Anna Maria Island's award-winning beaches, premier shopping, dining, entertainment, and three international airports, this home delivers the perfect balance of comfort, convenience, and the Florida waterfront lifestyle. More than just a home-this is a rare opportunity to enjoy waterfront living, privacy, and peace of mind without compromising on space, location, or value.